TERMS & CONDITIONS - Investors Point of View LLC

Effective Date: November 9, 2025

This website (the “Site”) located at investorspov.com, and any additional landing pages and funnels operated by us on third-party platforms (including but not limited to Kajabi), are owned and operated by Investors POV LLC, a Florida limited liability company (“Investors POV”, “we”, “us”, “our”).

By accessing the Site or any of our Services, you agree to be bound by these Terms & Conditions, our Privacy Policy, and any additional policies that may apply to specific products or areas of the business.

We reserve the right to modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

All transactions and obligations are with Investors POV LLC only, and not with any of its owners, members, or affiliates personally.

Intellectual Property

All content, materials, videos, lessons, frameworks, designs, branding, text, graphics, audio, code, and digital assets accessible through the Site, our courses, subscriptions, or our Discord community, are the exclusive property of Investors POV LLC, protected by U.S. and international intellectual property laws.

You may not copy, screenshot, redistribute, publish, resell, or create derivative works, including competing educational content, without written permission.

Personal, non-commercial use only is permitted.

User Submissions

By posting or submitting content to us (including in Discord), you confirm you own the content and grant us a non-exclusive, worldwide, royalty-free license to use such content.

We will not publicly share or commercialize user-submitted content outside reasonable context or without consent.

Online Commerce & Third-Party Platforms

Payments and access to Services may be facilitated through third-party systems (Kajabi, Stripe, PayPal, Discord, etc.).

All billing and transactions are processed securely via third-party payment providers. Investors POV LLC does not store or access full payment details.

We make no warranties regarding availability, uptime, or stability of such platforms.

You acknowledge and agree that Investors POV LLC does not control and is not responsible for:

the performance, uptime, availability, or accessibility of any third-party platform

any errors, outages, data loss, or interruptions caused by such platforms

changes in their features, pricing, security, or policies

the accessibility standards or compliance levels of external platforms

Your use of our Services is also subject to the terms, conditions, and privacy policies of each third-party provider. We are not liable for any issues resulting from your use of these third-party systems.

Some parts of our services - such as course access, community interaction, or checkout - are provided through third-party platforms whose accessibility features we do not control.
We make reasonable efforts to select reputable vendors, but we cannot guarantee any specific accessibility level for external systems.

Subscriptions & Memberships

Monthly subscription products renew automatically until canceled.

Customers may cancel at any time via their account dashboard or by contacting us at investorspovoffice@gmail.com.

Cancelation stops future charges - no refunds apply to past charges.

Access to subscription benefits (including Discord access) ends when billing stops or if we discontinue the product.

Lifetime Access Definition

“Lifetime access” means access for the lifetime of the product OR for the lifetime of the commercial operation of that product - whichever ends first.

By purchasing, you acknowledge this is the definition of “lifetime access.”

We cannot be responsible for third-party platform shutdowns or policy changes.

Refund Policy

We want you to feel confident in your purchase. If you change your mind for any reason, we offer a full money-back guarantee subject to the following terms:

• Eligibility: Refund requests must be submitted within 30 days of the purchase date.
• Course Progress: A refund is available only if you have viewed no more than two chapters.
• Full Access Policy: If you have completed the majority or the entirety of the course, all materials remain yours for download and use; therefore, no refund will be issued in such cases.
• How to Apply: Please send your refund request to office@investorspov.com.
• Processing Time: Approved refunds will be credited back to your original payment method within 14 business days.

NO INVESTMENT ADVICE - IMPORTANT

Investors POV LLC is NOT a registered investment advisor, broker-dealer, or financial advisor.

Nothing provided by Investors POV LLC constitutes:

• personalized investment advice
  
  
• recommendations to buy or sell securities
  
  
• legal, tax, or financial advice
  
  

Past performance is not indicative of future results.
Any examples are illustrative only.

You are solely responsible for all financial decisions you make.

Disclaimer of Warranties

All content and services are provided “as is” and “as available,” without any warranties, express or implied.

Limitation of Liability

Under no circumstances shall our total liability exceed the amount you paid for the specific product or service giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless Investors POV LLC, its owners, members, and affiliates from any claims or damages arising from your use of the Services.

User Conduct

You may not:

• violate any law
  
  
• harass or abuse others
  
  
• distribute unauthorized content
  
  
• share login credentials
  
  
• resell our content
  
  
• upload malware
  
  
• impersonate Investors POV
  
  

We may monitor, moderate, or remove any community content at our discretion.

We may remove users or revoke access without refund for violations.

Registration & Passwords

You are responsible for maintaining the confidentiality of your credentials.

Termination

We may terminate or suspend access to any Service at any time, without refund, for any reason.

We may provide notice when feasible - but are not required to do so.

Governing Law & Mandatory Arbitration

These Terms are governed by the laws of the State of Florida, USA.

All disputes shall be resolved exclusively through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.

• No lawsuits may be filed in court.
  
  
• No judge or jury.
  
  
• Class actions are strictly prohibited.
  
  
• Claims must be brought on an individual basis only.
  
  

Severability

If any provision is found invalid or unenforceable, the remaining provisions remain in full force.

Contact

Investors POV LLC
Florida, USA
Email: office@investorspov.com